Last Updated: August 27, 2025
Welcome to NeedRichMan.com. These Terms of Service ("Terms") govern your access to and use of our website, mobile applications, and services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy.
Please read these Terms carefully. If you do not agree to these Terms, you may not access or use our Services.
You must be at least 18 years old to create an account and use our Services. By creating an account and using our Services, you represent and warrant that:
Account Creation: To use certain features of our Services, you must create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
Account Security: You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to immediately notify us of any unauthorized use of your account or any other breach of security.
Account Termination: We reserve the right to suspend or terminate your account at any time for any reason, including but not limited to a violation of these Terms, without notice or liability.
Acceptable Use: You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree not to:
User Content: You are solely responsible for the content that you post, upload, publish, or display on or through our Services ("User Content"). You represent and warrant that:
By posting User Content, you grant us a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use, copy, modify, create derivative works based on, distribute, publicly display, and publicly perform your User Content in connection with operating and providing our Services.
Subscription Services: Some features of our Services may require a subscription or payment. By subscribing to our premium services, you agree to pay the applicable fees as they become due.
Payment Processing: We use third-party payment processors to process payments. Your use of these payment services is subject to their terms and conditions.
Automatic Renewal: Subscriptions automatically renew unless you cancel before the renewal date. You can cancel your subscription at any time through your account settings or by contacting us.
Refunds: Refunds are provided at our discretion, in accordance with applicable laws.
Our Intellectual Property: Our Services and its contents, features, and functionality, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, and software, are owned by us, our licensors, or other providers and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
License to Use: We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services for your personal, non-commercial use, subject to these Terms.
YOUR USE OF OUR SERVICES IS AT YOUR SOLE RISK. OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.
WE DO NOT WARRANT THAT: (A) OUR SERVICES WILL FUNCTION UNINTERRUPTED, SECURE, OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY ERRORS OR DEFECTS WILL BE CORRECTED; (C) OUR SERVICES ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING OUR SERVICES WILL MEET YOUR REQUIREMENTS.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL WE, OUR AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO YOUR USE OF, OR INABILITY TO USE, OUR SERVICES.
You agree to defend, indemnify, and hold us harmless from and against any claims, liabilities, damages, losses, and expenses, including, without limitation, reasonable attorney's fees and costs, arising out of or in any way connected with your access to or use of our Services, your violation of these Terms, or your violation of any rights of another.
These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law provisions.
Any disputes arising out of or relating to these Terms or our Services shall be resolved through binding arbitration in accordance with the rules of [Arbitration Association] in [City, State/Country]. The arbitration shall be conducted in [Language].
We reserve the right to modify these Terms at any time. If we make material changes to these Terms, we will notify you by email or by posting a notice on our website. Your continued use of our Services after such notification constitutes your acceptance of the modified Terms.
If you have any questions about these Terms, please contact us at:
Email: terms@needrichman.com
